Without a doubt, life insurance is valuable protection provided by your employee benefit plan, but should it be the only life insurance coverage you have? Probably not, if you want to ensure you have sufficient long term protection to cover…
Canadians may need to rethink their risk management In a recent study conducted by the Life Insurance and Market Research Association (LIMRA), it was reported that 61% of Canadians hold some form of life insurance. Surprisingly, it also revealed that…
Alexandra Posadzki, The Canadian Press During his three-year tenure as a financial analyst at one of Canada’s biggest banks, Devon Wright never once used his company health plan. “There was just nothing there that was of any interest to me,”…
A well-designed group benefits plan can be critical to attracting and retaining the right talent, as well as keeping employees healthy and productive at work. But for small employers, offering a benefits plan is easier said than done. While many small…
What you need to know about your Group Long Term Disability Having a source to replace your earned income in the event of an illness or accident is vital considering that on average, 1 in 3 Canadians will become disabled…
Most Canadian workers would suffer severe financial hardship if they were forced out of work with a disability. In fact, 76% believe that should they become disabled and unable to work for three months, there would be serious financial implications…
Ownership of individual life insurance at its lowest level in 30 years The Life Insurance and Market Research Association (LIMRA) 2013 study shines a light on a developing problem for Canadian households: Individual ownership of life insurance was at its…
by Susan Yellin, BrighterLife.ca Do you and your spouse or partner each have a health-care benefits plan at work? Here’s how to make the most of them. Whether it’s the traditional two-parent family or the more modern blended household, working…
By Anne Levy-Ward, for BrighterLife.ca It’s easy to understand the importance of protecting ourselves and our families – we wear seatbelts, for example, because we understand how they keep us safe in case we’re in a car crash. We have…
Depression is a common illness that can be overcome When it comes to understanding the prevalence of depression, the statistics speak for themselves. Experts say that 5% to 12% of all men will experience an episode of major depression at…
Ong Financial Planning Services Ltd.
John Ong, CFP, CHS, CPCA, CCS
Financial Planner
Tel: (604) 676-1088
Email: 
1275 West 6th Avenue 3rd floor
Vancouver, BC
V6H1A6