(604) 676-1088
Email Address
LinkedIn
John Ong
  • HOME
  • ABOUT
    • ABOUT
    • Suppliers
    • Privacy Statement
  • Services
    • Retirement Planning
      • PREPARING FOR RETIREMENT
      • Insured Retirement Program
    • RETIREES
      • Retirement Planning & Transition
      • ESTATE PLANNING
    • FAMILIES
      • FINANCIAL PLANNING PROCESS
    • BUSINESS OWNERS
      • FINANCIAL PLANNING FOR BUSINESS OWNERS
      • Private Health Spending Plans for the Owner/Operator Business
      • Shared Ownership Critical Illness
      • BUSINESS CONTINUATION
      • BUSINESS SUCCESSION
      • EXECUTIVE BENEFITS
      • Corporate Insured Retirement Program
    • INSURANCE PLANNING
      • Disability Insurance
      • Critical Illness Insurance
      • LIFE INSURANCE
      • UNIVERSAL LIFE
      • WHOLE LIFE INSURANCE
      • FLEXCARE, ASSOCIATION, HEALTH AND DENTAL PLANS
      • Travel Insurance
      • CPP Life Insurance Application
  • RESOURCES
    • RESOURCES
  • BLOG
  • CONTACT

Graduation is the Perfect Time to Consider Disability Insurance

June 1, 2013Disability Income Replacement, Living Benefitsimport

As this year’s graduates cross the stage they’re filled with dreams of their bright futures.   Rightly so – they’ve worked hard to get to where they are.  They’re thinking of their careers, their earning potential and getting started on this business of life.

Now’s also the right time to think about protecting that income earning potential against injury or illness.  This is an excellent time for young professionals to consider disability insurance; here are just some of the reasons why:

  • Rates are low because they’re young and healthy
  • These rates are guaranteed for the duration of the plan on superior plans
  • Some carriers offer discounted rates to new grads.
  • Financial underwriting is a little more flexible since they don’t have a history of earnings.
  • Options are available to increase benefit amounts as their earnings increase.

For a graduate, starting out on a brilliant career, this is just another step in the process of establishing that bright future. If you consider their earning potential, doesn’t it make sense to insure it at the best rate possible?

©iStockphoto.com/Andresr

Recent Posts

  • Extended COVID-19 Federal Emergency Benefits
  • Self-employed: Government of Canada addresses CERB repayments for some ineligible self-employed recipients
  • Government of Canada to allow up to $400 for home office expenses
  • Highlights of the 2020 Federal Fall Economic Statement | Additional $20,000 CEBA loan available now
  • Applications for the new Canada Emergency Rent Subsidy starts today!

Categories

  • – Annuities
  • – RRIF
  • 2020
  • 2020 Only
  • Accountants
  • Banking
  • Blog
  • Business Owners
  • Business Succession Planning
  • Charitable Gifting
  • Coronavirus
  • Coronavirus – Associates
  • Coronavirus – Practice Owners
  • Coronavirus – Retired
  • Coronavirus – Retiring
  • Coronavirus – Students
  • corporate
  • Corporate Insurance
  • Critical Illness Insurance
  • Debt
  • Debt Management
  • disability
  • Disability Income Replacement
  • Employee Benefits
  • Employee Benefits Program
  • Estate Planning
  • Featured Articles
  • Finance
  • Financial Planning
  • GIFs
  • Group Benefits
  • health benefits
  • Health Insurance
  • individuals
  • Investing
  • Life Insurance
  • Life Stages
  • Lifestyle
  • Lifestyle Tips
  • Lifestyle Tips
  • Living Benefits
  • Long Term Care
  • Mortgage Insurance
  • RDSP
  • Recent Blogs
  • Retirement
  • Retirement Planning
  • Retirement Planning
  • RRSP
  • RRSP
  • Segregated Funds
  • tax
  • Tax Planning
  • TFSA
  • Travel Insurance
  • Wealth Accumulation
  • Whole Life
  • Will Planning

Contact Us

Ong Financial Planning Services Ltd.
John Ong, CFP, CHS, CPCA, CCS
Financial Planner
Tel: (604) 676-1088
Email:

1275 West 6th Avenue 3rd floor
Vancouver, BC
V6H1A6

About

John has been providing financial planning advice for over 15 years. John is currently licensed as a life insurance agent, accident & sickness agent, mutual funds representative*, Financial Planner, Certified Health Insurance Specialist, and Certified Professional Consultant on Aging. He specializes in personal financial planning advice with an emphasis on risk management, estate & retirement planning.
© 2019 Financial Tech Tools