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Travel Insurance Plans

If you are travelling outside of the province, be sure you have adequate travel medical insurance coverage. An unexpected medical emergency in another country will translate into a huge medical bill, most of which may not be fully covered by the BC provincial health plan, nor your employer benefits plans. The right travel insurance can be customized to your specific needs and offer you the peace of mind you deserve for a fraction of the cost.

We are pleased to advise that Ong Financial Planning Services now has travel insurance available through Manulife Financial*.

You can’t expect to have a medical emergency away from home, or to have to cancel a trip due to an emergency, but you can be prepared for these events. Take this opportunity to choose the plan that’s right for you if you are traveling for pleasure or on business.

Click here to apply for your travel protection plan.


Individual Health and Dental Plans

The Canadian health care system is the envy of the world, however, not all costs for care are covered by the BC provincial health plan. Consequently, health and dental emergencies can become very expensive, so you need a plan that will cover the gaps and mitigate the risk of significant financial loss.

We are pleased to advise that Ong Financial Planning Services now offers health and dental insurance available through Manulife Financial*.

If you are not covered by a group health plan or not satisfied with the health coverage you have today, Manulife Financial may be the answer for you.

Now you can earn AIR MILES® reward miles just for obtaining a quote on a Flexcare®/FollowMe™ Health plan. And you can earn additional AIR MILES® reward miles every 6 months just for staying on as a Flexcare®/FollowMe™ Health plan customer.

Click here to purchase your personalized health and dental plan.


Basic Critical Illness Insurance Plan

The Canadian health care system is very good, Government spending on health care has increased an average of 8% annually since 1975, yet the system is not perfect and not all care is free.

Did you know? There were over 800,000 Canadians waiting for medical procedures in 2010. Only 20% of drugs certified by Health Canada in 2008 had been approved by the provinces for reimbursement in 2009.

The Canadian Cancer Society (2010) states that of the 180,000 Canadians that are diagnosed with cancer each year approximately 60% will survive. The Heart and Stoke Foundation (2010) estimates that 70,000 Canadians will experience heart attacks each year with over 75% survival rate, while 50,000 strokes will occur each year yet 75% surviving with impairment and only 10% completely recovering.

The probability of survival from critical illness is extremely high, but the significant financial impact of the medical event can be financially devastating. Critical Illness Insurance provides immediate tax-free cash at a discount, so you can concentrate on a full recovery.

We are pleased to advise that Ong Financial Planning Services now offers basic critical illness insurance available through Manulife Financial*.

If you are looking for an affordable, simple solution to meet your needs for critical illness insurance, Manulife has the answer. Lifecheque® Basic offers critical illness protection at a low cost, and with a hassle-free application process.

Lifecheque® Basic is a simplified critical illness insurance plan that provides a one-time benefit upon a diagnosis of one of the five most common critical illness conditions: heart attack, stroke, cancer, aortic surgery and coronary bypass. The plan requires no underwriting or medical tests, only a signed declaration of good health. Exclusions and restrictions apply.

Click here to secure your essential critical illness insurance plan.


*~ Manulife Financial is one of the most dynamic and progressive financial services companies in the world. Incorporated in 1887, Manulife serves millions of customers in 19 countries and territories worldwide. Manulife is the largest life insurance company in Canada and one of the top five in the world. Manulife offers a wide range of plans and levels of coverage from which you can choose to insure yourself and your family against the unexpected.